A useful UK study budget separates tuition, Student visa financial evidence, the visa application fee, the immigration health surcharge, travel and settling-in costs. Figures below are current as of October 2026. BDT conversions use Bangladesh Bank’s indicative GBP selling rate of about BDT 163.13 on 11 October 2026; your bank or authorised provider may quote a different rate.
Start with the exact tuition on your CAS
UK tuition varies widely by provider, course and year, so this guide does not invent a generic range. Use the course fee and any payment already recorded on your Confirmation of Acceptance for Studies. Check whether the published fee is annual or for the whole programme, and add deposits or compulsory course charges shown by the provider. The Student visa calculation can include outstanding course fees for up to one academic year as stated on the CAS.
Living-cost evidence as of October 2026
GOV.UK currently lists £1,529 per month in London or £1,171 per month outside London, for up to nine months, where the financial requirement applies. Nine months is £13,761 in London—about BDT 22.45 lakh at the dated rate—or £10,539 outside London—about BDT 17.19 lakh. These are visa-evidence amounts, not a promise of actual spending. Build a separate realistic budget for rent, food, transport, utilities and personal costs.
- Check whether you qualify for an exemption before relying on it.
- Where the 28-day rule applies, hold the required amount for the full period and follow the evidence date rules.
- Recalculate every BDT estimate on the day you prepare funds or make a payment.
Student visa fee and health surcharge
The Student visa application fee is £558 as of October 2026, about BDT 0.91 lakh at the dated rate. The immigration health surcharge for students is £776 per year, about BDT 1.27 lakh per charged year. The exact IHS total depends on the length of permission and how the government rounds the period, so use the official calculator rather than multiplying a guessed course length. Charges can change; verify immediately before payment.
Add the costs families often miss
- Tuberculosis testing where required and any permitted document translation
- Airfare, local transport and temporary accommodation
- Housing deposit, advance rent and basic set-up purchases
- Course materials, winter clothing, telephone and insurance not already covered
- A clearly labelled exchange-rate and emergency buffer
How Thinkoogram helps
Thinkoogram can compare the CAS and provider fee schedule, separate evidence amounts from expected living costs, convert dated figures to BDT and prepare a document checklist. We do not hold student funds, promise a visa or replace UKVI instructions. Bring the offer, CAS if issued, payment receipts and the intended funding source to a free consultation.
Frequently asked questions.
How much living money is required for a UK Student visa?
As of October 2026, GOV.UK lists £1,529 a month in London or £1,171 outside London for up to nine months, where the requirement applies.
What is the UK Student visa fee?
The application fee is £558 as of October 2026. Check GOV.UK immediately before payment.
How much is the student IHS?
The student rate is £776 per year as of October 2026, but the total depends on the visa length and official calculation.
Are the BDT figures guaranteed?
No. They use a dated Bangladesh Bank indicative rate. Your bank or payment provider sets the actual rate and charges.
Does the maintenance amount include tuition?
No. Outstanding course fees shown on the CAS are considered separately from maintenance funds.
Check current official guidance.
These links were reviewed on 16 October 2026. Recheck the relevant course, institution and authority before acting.
UK government — Student visa money requirementsUK government — Student visa overview and feeUK government — immigration health surcharge amountUK government — financial evidence guidanceBangladesh Bank — exchange ratesThinkoogram can help you organise the next step, but cannot guarantee admission, scholarships or visas. Institutions and government authorities make those decisions.